Through early 2026 many teams still called every chatbot an “agent.” By summer the language tightened: an agent is goal-driven software that plans multi-step work and uses tools; a copilot stays beside a human and proposes.

The common mistake is funding a label instead of system behavior. If the tool cannot continue a path without a human, it is a copilot — and that is fine if you name it honestly.

This month fund only one true agent workflow with an owner and a kill switch; keep the rest explicitly as copilots.

That split moves board discussion from vocabulary excitement back to execution capacity.

Manager action: Rename internal pilots “copilot” or “agent.” Fund only one true agent workflow this month with an owner and kill switch.